2008 Proceedings

EFERMA Conference Proceedings

FRIDAY AM (10:30 – 12:00)

Group 1

Healthy, Wealthy, and Wise Financial Education Program (P) by Charlestien Harris and Mary Linda Moore, Mississippi State University Extension Service

Financial Education at the Worksite (P) by Ann Berry and Dena Wise, University of Tennessee Extension

Spending Personalities or How to Save Money By Understanding Yourself and Those You Love (P) by Janet Hollingsworth, Diane Miller, and Jackie Ogden, University of Georgia Cooperative Extension

Group 2

Challenges and Successes: Bankruptcy Education in Americus, GA (P) by Joan Mason, University of Georgia Cooperative Extension

Four Steps to a Secure Financial Future: An Approach to Bankruptcy Education (P) by Cathy Bowen, Pennsylvania State University

Group 3

Low-Income Rural Mothers Make Employment Decisions (RP) by Sheila Mammen, University of Massachusetts-Amherst, Sharon Seiling, Ohio State University and Daniel Lass, University of Massachusetts-Amherst.

Perceived Economic Hardship Among Low-Income Immigrant Families (IP) by Yoko Mimura, University of Georgia

FRIDAY PM (1:15 – 2:45)

Group 1

Surviving the Archives: Historical Research for Non-Historians (P) by Sharon Nickols, Samii Benson, Darby Sewell (Abraham Baldwin Agricultural College), and Melissa Wilmarth, University of Georgia

Engaging Communities into Financial Counseling (P) by Okarsamaa Brooks-White, University of Maryland Cooperative Extension

Group 2

A Workshop for Wiki Wizards and Wannabes (P) by Nancy Porter, Clemson University Cooperative Extension Service and Barbara O’Neill, Rutgers University

Making Every Dollar Count: Designing Effective Online Financial Education Programs (P) by Karen Varcoe, University of California-Riverside

Group 3

Child Support Policies and Gender Disparity in Retirement Wealth (IP) by Yunhee Chang, University of Mississippi

An Exploration of Factors Influencing Older Women’s Retirement Decisions (IP) by Martie Gillen and Claudia Heath, University of Kentucky.

POSTER SESSION

Effectiveness of a Four Week Program on Financial Knowledge Practices by Cathy Bowen, Rama Radhakrishna and Marilyn Furry, Pennsylvania State University

Cameras Rolling: Television Program Ideas by Joy Buffalo, University of Arkansas Cooperative Extension Service

India: Land of Opportunity by Sharon DeVaney, Purdue University

Louisiana House Resource Center: A Reality in 2008 by Fran Lawrence, Claudette Reichel, and Sandy Scanlon, Louisiana State University

Real Money™: A Financial Simulation for Young Adults by Barbara O’Neill, Rutgers University

Virginia Tech Saves by Irene Leech, Patricia Fisher, Sophia Anong, Chris Tina Spence, Laura Harris, and Nicole Gerike, Virginia Tech

Home Sweet Home by Lori Franklin, University of Georgia Cooperative Extension

Increasing Workforce Housing Via the Low-Income Housing Tax Credit Program: Evidence from Georgia by Karen Tinsley, Anne Sweaney, Jeffrey Dorfman, Jorge Atiles, Warren Kriesel,and Thomas Rodgers, University of Georgia

Teaching Adult Money Management Using Newsletter Series by Grenell Rogers, Mississippi State University Extension Service, Teresa Lyle, Mississippi State University Extension Service, and Joy Buffalo, University of Arkansas Cooperative Extension Service

What Factors Determine Whether Households Spend Less than Income? by Sharon DeVaney and Ting-Ying Yang, Purdue University

Rural Low-Income Mothers’ Attitudes About Welfare by Elizabeth Dolan, University of New Hampshire, Bonnie Braun, Maryland Cooperative Extension, Sharon Seiling, Ohio State University and Mary Jo Katras, University of Minnesota

The Credit Pyramid by Michael Rupured, Joan Koonce and Pamela Turner, University of Georgia Cooperative Extension

Facilitating Workshop Participation and Empowering Behavior Changes in Employees Not Ready to Learn About Debt Management: Implementation of the Transtheoretical Model of Change by Aimee Prawitz, Northern Illinois University, Barbara O’Neill, Rutgers University, Jing Xiao, University of Arizona, Dorothy Bagwell Durband, Texas Tech University, Jamie Richter, Northern Illinois University, Pete Shatwell, TwoMedicine Health & Financial Fitness, Kyle Hanson, TwoMedicine Health & Financial Fitness, Earl Hanson, TwoMedicine Health & Financial Fitness and E. Thomas Garman, Personal Finance Employee Education Foundation

Podcasting University by Susan Cosgrove and Bobbie Shaffett, Mississippi State University Extension Service

FRIDAY PM (3:30 to 5:00)

Group 1

Using Newspaper Tabloids to Teach Personal Finance (P) by Barbara O’Neill, Rutgers University

Invest Wisely: An Investor Education Media Campaign (P) by Patricia Swanson, Cynthia Needles Fletcher, and Elaine Edwards, Iowa State University

Cash Crisis: Money Traps that Keep You Broke (P) Sheila Brandt and Joy Buffalo, University of Arkansas Cooperative Extension Service

Group 2

The Road to Retire Well (P) by Karen Chan, University of Illinois Extension

Retirement Savings Among Immigrant Women in Childbearing Years (IP) by Yoko Mimura, University of Georgia

Group 3

Estimating the Outlays of Renting and Owning: The Risks of Hidden Ownership Costs (RP) by Russell N. James, University of Georgia, Andrew Carswell, University of Georgia and Cliff Robb, University of Alabama

Dollhouse to My House: The Single Woman as a First-time Homebuyer (RP) by Jessica Lloyd and Kathleen Parrot, Virginia Tech

SATURDAY AM (9:00 to 10:00)

Group 1

Unfulfilled Expectations: Hurricane Survivors’ Views of the Road Home Program (RP) by Linda Bradley and Ray Forgue, University of Kentucky

Steps on the Path to Sustainable Home Ownership: Protecting Your Asset (P) by Pamela Turner and Sharon Gibson, University of Georgia Cooperative Extension

Group 2

ABC’s of Credit Cards (P) by Shretta Varnado, Mississippi State University Extension Service

MONEY POWER: Wise Decisions about Your Money and Your Life (P) by Joanne Bankston, Kentucky State University Cooperative Extension Program

Group 3

Identity Theft Risk Reduction Factors: A Post FACTA Analysis (RP) by Barbara O’Neill, Rutgers University and Jing Xiao, University of Arizona

Privacy Perils in Technology for Today’s Consumer: Global Positioning Systems, RFID, and the Store Loyalty Card Program (P) by Cynthia Horkey and Chris Spence, Virginia Tech

___________________________________________________________________________

P Educational Program Resource Exchange

IP Research in Progress

RP Refereed Paper

___________________________________________________________________________

(Top)